Choosing the right insurance can maximize the financial stability of a family, but some insurances are not necessarily worth the investment. Now I want to share with you which insurance to buy:
The necessity of American car insurance
In the United States, there are two types of auto insurance that are compulsory, one is Body injury liability, and the other is Property damage liability.
In the unfortunate event of a car accident, these two types of insurance cover the other's personal and property damage. Yes, it's not for you. So insurance companies often provide other types of insurance, you can choose according to your needs. If you want more comprehensive coverage, you can generally choose full coverage.
To determine the type of insurance you need to buy, you choose the insurance company and choose the one that suits you best.
Medical insurance is important in the United States
For foreigners visiting the United States, purchasing medical insurance in the United States is necessary. People on the road may experience sudden illness or accidental injuries, and they need to see a doctor promptly. Once serious illness or accidents cause danger to life, timely treatment is even more necessary. All these medical expenses must be paid by the patients themselves. Medical care in the United States is very expensive. Without medical insurance coverage, a serious illness or serious injury can even bring ordinary American families into bankruptcy.
